Credit and Loans Officers

Career Cluster: Coordinator
Credit and Loans Officers are skilled and detail-oriented professionals who help people achieve their financial goals.

Credit and Loans Officers have a fulfilling and rewarding job that involves helping people achieve their financial goals. They work in a dynamic and fast-paced environment, where they get to interact with a diverse range of clients and assess their financial needs. The job requires a high level of attention to detail, analytical skills, and the ability to make sound financial decisions. Credit and Loans Officers are responsible for evaluating loan applications, assessing creditworthiness, and determining the appropriate loan terms and conditions. They also provide guidance and support to clients throughout the loan process, ensuring that they understand the terms and conditions of their loan and are able to make timely payments. Overall, Credit and Loans Officers play a vital role in helping individuals and businesses access the funds they need to achieve their financial goals, making it a highly rewarding and satisfying career choice.

Possible Pathways
To become a Credit and Loans Officer, you typically need a bachelor’s degree in finance, accounting, economics, or a related field. On-the-job training is also common, with many employers providing their own training programs. Additionally, certification programs, such as those offered by the National Association of Credit Management, can help enhance your qualifications and advance your career in this field.


projected growth


size of field


hours worked
Interest areas
Most Common industries
Credit analysis
Customer Service
Financial Analysis
Loan processing
Risk assessment
core skills

Your Starting Places

Check out some of these other suggested places for you to start exploring

For people interested in engineering and healthcare, careers in biomedical engineering or medical device design can be a suitable fit.
Mechanical Systems
For engineers who enjoy connecting people and solving problems, careers in project management or technical sales can be fulfilling.
Mechanical Systems
For people interested in technology and healthcare, careers in medical technology or health informatics can be a suitable fit.
For tech enthusiasts who enjoy connecting people and solving problems, careers in tech support or project management can be fulfilling.

Projected Growth Source: Jobs and Skills Australia,, 2021 Employment projections for the five years to 2026.
Size of Field Source: ANZSCO 4-digit occupations: ABS Labour Force Survey, February 2023, custom trend.
Hours Worked Source: ABS Survey of Employee Earnings and Hours, May 2021, Customised Report.